First and foremost, I wish you and yours a happy 2019 filled with good health, unexpected joys and MOST everything you wish yourself. (I have to remind myself that we can’t have EVERYTHING, but we sure as hell can try!)

My adventuresome friend, always up for an adventure, made a suggestion for a shocking one minute video. Jack’s phone was quickly in photo-mode as Sally’s dexterous digits took the ankle sock off her other foot.

“Living in a homeowners association has its merits,” I always tell my real estate clients, “Yes, they might be a pain – but HOA’s protect the value of your property by not allowing your neighbor’s house to become an eyesore…”